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On the other hand, a bad credit score implies you have been delaying or defaulting on your loans and cannot be trusted to follow the terms. In banks, borrowers with bad credit can qualify for secured loans, cosigns, or other options that may not be available for payday loan lenders....

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Most of its card portfolio was sold to Capital One in 2011. Decision One mortgage company directly originated real estate secured loans sourced through mortgage brokers. This subsidiary was shut down September 2007 due to the sub-prime mortgage meltdown. HFC also provides retail finance for stores such as John Lewis,...

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